Many first time home buyers have common questions before buying a home in the Bay Area, like what to buy, where to buy, when to buy, how much can they afford, how is the market, will the market fall after their purchase and so on. However, there are even additional questions, like how does the home buying process work in California? With homes and neighborhoods being OLD, what do you look for? What are real estate contracts? What does, Active, PENDING, SOLD mean, the school districts and how do you negotiate a deal to become a happy home owner.
Here’s where I come in. Its all about helping you during all stages of your home ownership. That is before you buy, during your Ownership and As you decide to sell. For me its not exclusively about business. Its about valued interactions with my clients, who become friends after the transactions.
Real Estate and Home Loans are so tied together they are like the two sides of the same coin. So before home ownership, the First thing to do is , analyze your financial situation by analyzing all the documents needed for loan qualification. I will analyze client’s credit, debts, income and assets to understand his true mortgage qualification. This puts the boundaries on how much home you can afford. Also, depending on the loan program and also type of home, the home loan qualification varies. Once I have determined the boundaries, we finally move onto neighborhood selection. Listen on to know more about this process.